Simply Insurance


Horse owners don’t often consider water to helpful resources be a commonly deficient nutrient, but when it’s unavailable or of poor quality, it can lead to a life-threatening insufficiency. Jessica Leatherwood, MS, PhD, assistant professor of equine science in Texas A&M University’s Department of Animal Science, in College Station, says dehydration often occurs in winter, when water is extremely cold or covered in ice. “Horses typically will drink less if they are cold and offered cold water,” she says. “Less water consumption coupled with increased forage intake to stay warm predisposes the horse to dehydration and possible impaction colic .” Dehydration also puts horses at risk for impaired muscle and nerve function and reduces their ability to regulate their internal temperature. Leatherwood encourages owners to combat this by offering warm water during cold months and by ensuring ice does not cover troughs or waterers. Horses can also become dehydrated during and after performing intense exercise, especially if they’ve sweated profusely due to heat and humidity. Lack of water intake during travel is another concern. In hot, humid conditions or when traveling, some horse owners opt to add electrolytes , which include the minerals sodium, potassium, chloride, calcium, and magnesium. These additives mask changes in water sources so horses will be more inclined to drink.

27, 2020  /PRNewswire/ -- Diligence Capital Advisors of Philadelphia sourced and negotiated a $5,900,000 loan from a New Jersey community bank for the acquisition of a 67,000 square foot vacant industrial asset in Montgomery County Pennsylvania. Diligence Capital Advisors described the borrower-sponsor as a boutique real estate investment firm based out of New Jersey which specializes in value add and opportunistic industrial assets in the Philadelphia- New Jersey metro market.   This continues the recent string of numerous speculative financing loan closings for Diligence Capital Advisors in the last 180 days. Based on reports from the lender, the loan closed within 60 days of a signed term sheet, which was confirmed by principals from Diligence Capital Advisors. The parties also jointly confirmed that the loan also was structured with an earn out for the borrower upon hitting stabilization and other agreed upon financial metrics. The warehouse acquired was in poor condition, in need of capex but had great bones, excellent clear height, many loading docks and is well located as a last mile distribution center. The borrower-sponsor also had a strong track record of successful leasing of vacant industrial assets. The borrower intends to hire an industrial broker within 30 days to market the asset for lease. "The notion that there is no spec acquisition financing for industrial deals is just wrong.